As we have discussed before, I have some credit card debt. I will let you interpret for yourself what “some” means, but suffice to say that it is an embarrassing amount. There is no way I will be able to pay it off while still in school and working part time. Therefore, it remains as my albatross, just hanging around my neck as I try to keep my head above water.
Thanks to the new regulations governing the minimum payment on credit accounts, my minimum payment has gone up, and it now consists of more than half the money I bring in on a monthly basis. Thank God for my parents, who are allowing me to live here rent-free (and my dad, who has given me a gas card to use so that I don’t have to buy my own gas) because without them, I would be unable to make even my minimum payment each month. As it is, this month will be a struggle because I didn’t realize that the payment was going up that much (damn on-line bill pay means that I don’t really look at my statement every month), so I have a late fee and an overdue amount of $62 to tack on to this month’s bill.
Anyhoo, last night, Mr. Visa Platinum met his fate at the hand of a pair of scissors. I do NOT want that bill to climb any higher. As I lack in self-control, it was time to cut that baby up. The current card expires in December, so I know that it will be only 11 months without the card…but that will be 11 months of paying toward it without also spending on it. Hopefully, I can keep it up until graduation, at which point I will have a better-paying job and will be able to keep a handle on things better.
In other news, I have booked my photographer for the wedding and am convinced that my pictures will be AMAZING! His shots were beautiful; he can do fancy things with his digital camera; and at the end of the whole thing, we will give me every pictures he shot that day (300 to 600 total) to do with what I wish. So instead of ordering overpriced reprints through the photographer, I will be able to take my disk down to our local camera shop and have prints made for much less. That was a little bonus feature due to the fact that he is friends with my childhood friend who is serving as my DJ for the big event. Sometimes, it’s all in who you know.
On Monday, my mom and I head to the florist that I expect I will end up choosing for a bridal consultation. I am reall excited about this, as I look forward to choosing all kinds of beautiful fall flowers for my beautiful fall wedding. And Thursday, February 1? That’s dress shopping day! I have an appointment at the bridal store that has been the most recommended one to me so far to transform myself into a fairy princess! I am definitely looking forward to it.
Anyway, I am heading back to my knitting. I am knitting what will hopefully become my knitting needle bag, if it felts up well. I am sick of having my needles lying in the bottom of my knitting basket, often missing their partners. So I thought I would both enjoy some mindless knitting-in-the-round, experiment a little with some freestyle knitting, and add some organization to my knitting life. Wish me luck!